SurvivalWare Articles

Cash Flow Analysis for the Entrepreneur

Bootcamp - Surviving a Cash Crisis

Predicting cash flow can make forecasting the weather look easy by comparison ...read on

Surviving a Cash Crisis using SurvivalWare Cash Planner

Surviving a Cash Crisis - Part II: There are four tabs of critical information you have to fill in for SurvivalWare ...read on

10 Tips to Survive a Cash Crisis

Take comfort from the knowledge that there are very few small business owners who haven't been in your shoes at some point ...read on

Just in time Capital - a survival technique for small business

The higher the cost of capital to the entrepreneur, the bigger the payoff from using JIT Capital techniques ...read on

Cash Event Simulation

Doing it on a computer lets you try different payment plans, and different collection strategies quickly and efficiently - without upsetting your customers and suppliers ...read on

Transaction modeling

Transaction modeling is financial modeling at the transaction level. Because transactions occur on specific dates, the forecasted transactions can be tabulated into time periods of any length – days, weeks, months, quarters, or years ...read on

Weekly vs. monthly cash flow forecasting

One of the Key Performance Indicators (KPIs) I put up on the screen was “Days of Cash.” This is a measure of how long you could last if cash flow completely dried up. The feedback from the audience (joking, I assume) was “Can you show minutes of cash?” ...read on

How much cash do you have to work with?

It’s not always as simple as you think. But it is something you should think about ...read on

Financial Analysis, Projections, and Reporting

Breakeven Analysis

Breakeven analysis answers the question, "what do I need in sales in order to break even?" By breaking even, we mean not losing any money, but also not making any money ...read on

Collection Period

Collection Period is a measure of how long it takes you to collect your money after you make a sale. Its unit of measure is “Days” ...read on

Know your cost of capital

Is cost of capital anything a small business needs to worry about? After all, no one wants to lend you money, your stock is not publicly traded, and potential investors tend to want control. So, what does it matter? ...read on

Fast paced Financial Analysis

Total time spent thinking about it: 45 minutes. Time spent loading or manually crunching numbers: less than 2 minutes ...read on

Days of Working Capital

If you had to settle on one measure to monitor your company’s need for capital, this would have to be it. The lower the figure, the less capital you need to grow. The less capital you need to survive ...read on

Financial Projections white paper

Doing financial projections provides enormous value to business owners and managers. . . There are a number of features to look for in a financial projection model ...read on

Gaining Donor Respect and Funding

A non-profit finds SurvivalWare to be a great tool to understand financial data and present it to others. By Melanie Moore, President and CEO, Badgerdog Literary Publishing ...read on

Entrepreneur Life

Entrepreneurship in America

About 6.2 in every 100 U.S. adults 18 years and older are engaged in trying to start new firms ...read on

My Week in Paradise

We first started going to this cabin instead of the beach to conserve cash. Even as the cash flowed more freely, this was still our first choice ...read on

Trip to Holland

One of the advantages of being an entrepreneur is that you get to indulge your interests. One of mine is Holland to which I travel 2 to 4 times a year on business. Here is a report from 2003 ...read on

Money and Happiness

The great thing about being an entrepreneur is that we can make the choices that lead to more happiness ...read on